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I just wanted to warn any business owners out their not to use Advanta for their businesses! They have the absolute crappiest policies I've ever heard of in my entire freaking life!
If you make a payment and the payment posts to your account, the payment does not reflect on your available balance for 7-10 days. So this means if you have a $4000 limit and you owe $3999 and you pay it off in full. You will still have only $1 available for 7-10 days after your payment posted to the balance. So in other words your balance owed would now be $0 but your available credit would only be $1!
I'VE NEVER HEARD OF ANYTHING LIKE THIS IN MY ENTIRE LIFE. Then when I called and was switched from person to person to person, they all gave me different stories. VERY FRUSTRATING AND NOT WORTH THE HASSLE! JUST THOUGHT I'D GIVE ANY OF YOU FELLOW BUSINESS OWNERS OUT THERE A HEADS UP!!
If you make a payment and the payment posts to your account, the payment does not reflect on your available balance for 7-10 days. So this means if you have a $4000 limit and you owe $3999 and you pay it off in full. You will still have only $1 available for 7-10 days after your payment posted to the balance. So in other words your balance owed would now be $0 but your available credit would only be $1!
I'VE NEVER HEARD OF ANYTHING LIKE THIS IN MY ENTIRE LIFE. Then when I called and was switched from person to person to person, they all gave me different stories. VERY FRUSTRATING AND NOT WORTH THE HASSLE! JUST THOUGHT I'D GIVE ANY OF YOU FELLOW BUSINESS OWNERS OUT THERE A HEADS UP!!
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