OMFG those motherfuckers !!!!!

[DJDIGGLER]

Re: OMFG those motherfuckers !!!!!

I did call the police right after I saw what happened. They took the report and that was that. This morning I called my insurance agency and made a report with them, told them what happened etc.. she told me to go to this appraisal place and they will take pictures of it and thats what I did..the guy told me I should be getting the results of the appraisal in a few days and my insurance will be sending me a check so I can fix or put a brand new bumper..

I think if its under $500 they won`t cover anything..

And I guarantee president fad will flame me for saying this but.....

That's why from now on never report anything to the insurance company until after you get an appraisal from a local shop. They are always free, and if it's under your deduct don't tell the ins. company shit! They will only raise your rates, and f@*k you! They did it to me. It doesn't matter if the car was moving or not, they will still put it on your record as an accident. That's why you should never trust your insurance company. Remember there in business for one reason, TO TAKE YOUR MONEY! As soon as it comes to paying you they'll do anything to cheap out, or to get their money back! Absolute scumbags (the companies not your fad).

[diggi]

Re: OMFG those motherfuckers !!!!!

And I guarantee president fad will flame me for saying this but.....

That's why from now on never report anything to the insurance company until after you get an appraisal from a local shop. They are always free, and if it's under your deduct don't tell the ins. company shit! They will only raise your rates, and f@*k you! They did it to me. It doesn't matter if the car was moving or not, they will still put it on your record as an accident. That's why you should never trust your insurance company. Remember there in business for one reason, TO TAKE YOUR MONEY! As soon as it comes to paying you they'll do anything to cheap out, or to get their money back! Absolute scumbags (the companies not your fad).

Bro, where I live (Boston) you can`t just walk in and try to do appraisal. After you make a claim with your insurance then they`ll tell you where to go to get your damages appraised. When the appraisal time comes they ask you for the claim number - the one your insurance gives you when you actualy report a claim.

In my case, my insurance will stay the same.. this is vandalism not a car accident.

We go by steps here in Boston. Step 9 is the best driving score that you can get and people usually end up paying really cheap even if they drive brandname cars.. steps can go up to 36.. I know some people that pay up to 600$ a month for the insurance.

It also depends on where you live and the crime rate in your town, what kind of car it is..

Honda Civic will cost a thousand times more than BMW because Hondas theft rate is through the roof.

[LilFella]

Re: OMFG those motherfuckers !!!!!

And I guarantee president fad will flame me for saying this but.....
That's why from now on never report anything to the insurance company until after you get an appraisal from a local shop. They are always free, and if it's under your deduct don't tell the ins. company shit! They will only raise your rates, and f@*k you! They did it to me. It doesn't matter if the car was moving or not, they will still put it on your record as an accident. That's why you should never trust your insurance company. Remember there in business for one reason, TO TAKE YOUR MONEY! As soon as it comes to paying you they'll do anything to cheap out, or to get their money back! Absolute scumbags (the companies not your fad).

LOL!

[supasaiyan99]

Re: OMFG those motherfuckers !!!!!

Bro, where I live (Boston) you can`t just walk in and try to do appraisal. After you make a claim with your insurance then they`ll tell you where to go to get your damages appraised. When the appraisal time comes they ask you for the claim number - the one your insurance gives you when you actualy report a claim.

In my case, my insurance will stay the same.. this is vandalism not a car accident.

We go by steps here in Boston. Step 9 is the best driving score that you can get and people usually end up paying really cheap even if they drive brandname cars.. steps can go up to 36.. I know some people that pay up to 600$ a month for the insurance.

It also depends on where you live and the crime rate in your town, what kind of car it is..

Honda Civic will cost a thousand times more than BMW because Hondas theft rate is through the roof.

Sorry to hear about what happened. So local body shops in Boston don't give you free estimates? So if you accidently back into a pole or something while backing up your car you can't go fix it yourself, you need to have an insurance claim? If so that doesn't make sense. Yeah you're right vandalism won't raise your rates if you have state farm. Not sure about he other companies though!!

[DJDIGGLER]

Re: OMFG those motherfuckers !!!!!

Sorry to hear about what happened. So local body shops in Boston don't give you free estimates? So if you accidently back into a pole or something while backing up your car you can't go fix it yourself, you need to have an insurance claim? If so that doesn't make sense. Yeah you're right vandalism won't raise your rates if you have state farm. Not sure about he other companies though!!

that's what I was wondering?