Tweetwell...it's just my opinion, but i DO think insurance is a fukin racket!! i also think insurance company's are fukin scum. their policy's are terrible and customer service is non-exsistant. they take your premiums FOR YEARS and "invest" them....when a natuaral disaster does hit, "ohhhhh, we're sorry...we're going out of biz!!!" "we made some bad investments and we're broke". then...the companies remaining make new rules (i call these the "fuk me" rules...) and base those rules on the fact that such-n-such insurance went under!! "we need to protect ourselves and our policy holders with these new rules"....really? yea...how about try not to loose the money you invested!!! that;d keep you in biz!!!
fuk me!!! i fukin hate insurance!! i hate the government "regulating" everything under the sun, but i hate those fukers too!!!