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    Thread: Insurance and HRT

    1. #1
      TestRip7's Avatar
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      Default Insurance and HRT



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      How many peeps here are on doctor perscribed HRT? How much of it is covered by your insurance?

      Just Curious to see what the standard is.



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    2. #2
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      Default Re: Insurance and HRT

      Insrance covers Test HCG and GH. My estrogen wasn't ever high enough to get an anti-e covered.

    3. #3
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      Default Re: Insurance and HRT

      What doses does your doc perscribe you for the above? Does he make you come in to the office for the shots?



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    4. #4
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      Default Re: Insurance and HRT

      He precribes Test, HCG and GH. No, I do not have to come in for shots. Pick it all up at the pharmacy

    5. #5
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      Default Re: Insurance and HRT

      wow you get gh huh must be a very kind doc to perscribe all those what doses does he have you set at and how did you talk him into all of those

    6. #6
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      Default Re: Insurance and HRT

      depends on your insurance plan...mine does not cover it
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    7. #7
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      Default Re: Insurance and HRT

      Getting test prescribed is easy if your plan covers it (most do if your levels are below normal range) because you just go for blood work three weeks after discontinuing test. In addition, you should be on EQ or deca and that will put your test levels in the toilet. Well below any threshold of any insurance company. GH is a little harder, it took me three workups to get it to come in low enough.

    8. #8
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      Default Re: Insurance and HRT

      Quote Originally Posted by firstenrgy View Post
      Getting test prescribed is easy if your plan covers it (most do if your levels are below normal range) because you just go for blood work three weeks after discontinuing test. In addition, you should be on EQ or deca and that will put your test levels in the toilet. Well below any threshold of any insurance company. GH is a little harder, it took me three workups to get it to come in low enough.
      What did that involve?



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    9. #9
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      Default Re: Insurance and HRT

      Quote Originally Posted by firstenrgy View Post
      Getting test prescribed is easy if your plan covers it (most do if your levels are below normal range) because you just go for blood work three weeks after discontinuing test. In addition, you should be on EQ or deca and that will put your test levels in the toilet. Well below any threshold of any insurance company. GH is a little harder, it took me three workups to get it to come in low enough.
      Bump....

      My insurance charges me $5!!! Yea baby... Costs more for the syringes.. I always get more.. It's amazing how inept the pharmacy staff are at some locations. When I'm asking for 20 pins... That's more than what my script takes!! LOL
      merc is my hero
      "Life is comprised of the choices we make everyday." I was told this by someone I respect today... Very true...

    10. #10
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      Default Re: Insurance and HRT

      Quote Originally Posted by TestRip7 View Post
      What did that involve?
      Running GH at 6iu's a day for 7 days. the night before the bloodwork 6'ius of gh at about 6pm, went out for ****tails (had 5) and did my bloodwork at 10am next morning. Might have just been lucky that third time but give it a shot.

    11. #11
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      Default Insurance SUCKS!!!

      Oh, you shouldn't even get me started on this one.

      8 years ago I, I was 34 yrs old, had a hysterectomy which included one of my ovaries. A year later I went into menopause, so my body doesn't produce ANY hormones. At this time they were releasing all this reports on how bad HRT was for women. All the problems involved. Well after 4 months of hot flashes and night sweats, I tried the natural herb supplements for women designed for menopause and it didn't work for me... not at all. I decided that it was about quality of life. I decided to go on HRT. The doc gave me the patch to start with and it didn't work, so he gave me EstraTest. He knew I was a bodybuilder and competed, so this HRT has testosterone in it was well as estrogen. I guess it was three years later my insurance company decides to take EstraTest off their preferred Rx list. They send a list of HRT that they recommend which iss bullshit. Each woman's body is different and different combination of hormones work differently on everyone, so not every one can take the same HRT. Who the HELL are they to tell me what I should or shouldn't take. Now I have to pay the higher co-pay for my HRT!

      Then when my sex drive crashed last year and I ask my doctor about it, he wouldn't do anything to help me out. I know that a test cream would work just fine, but oh no... he won't be open-minded enough to give me any. I've resorted to other means to get my test.

      Then there are my allergies... the my allergist gave me a Rx for some eye drops to help with my allergies. The insurance company sent me a notice say they won't be covered at all... $80 for 5 ml!!!

      I also get tendentious in my right elbow every now and then. I always start treatment by using naproxen, but it's inevitable that I have to visit my doc and get something stronger. Celebrex & Betatrex seem to work the best for me, but oh no, the insurance won't cover that at all either. I have to pay full price for it.

      I'm really not sure what my insurance is good for...

    12. #12
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      Default Re: Insurance and HRT

      What brand of Human GH did the pharmacy end up giving you? Whats was the tag on the receipt that your insurance covers? Must be up there in price.

      Quote Originally Posted by firstenrgy View Post
      Running GH at 6iu's a day for 7 days. the night before the bloodwork 6'ius of gh at about 6pm, went out for ****tails (had 5) and did my bloodwork at 10am next morning. Might have just been lucky that third time but give it a shot.

    13. #13
      firstenrgy's Avatar
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      Default Re: Insurance SUCKS!!!

      Quote Originally Posted by dixiechick View Post
      Oh, you shouldn't even get me started on this one.

      8 years ago I, I was 34 yrs old, had a hysterectomy which included one of my ovaries. A year later I went into menopause, so my body doesn't produce ANY hormones. At this time they were releasing all this reports on how bad HRT was for women. All the problems involved. Well after 4 months of hot flashes and night sweats, I tried the natural herb supplements for women designed for menopause and it didn't work for me... not at all. I decided that it was about quality of life. I decided to go on HRT. The doc gave me the patch to start with and it didn't work, so he gave me EstraTest. He knew I was a bodybuilder and competed, so this HRT has testosterone in it was well as estrogen. I guess it was three years later my insurance company decides to take EstraTest off their preferred Rx list. They send a list of HRT that they recommend which iss bullshit. Each woman's body is different and different combination of hormones work differently on everyone, so not every one can take the same HRT. Who the HELL are they to tell me what I should or shouldn't take. Now I have to pay the higher co-pay for my HRT!

      Then when my sex drive crashed last year and I ask my doctor about it, he wouldn't do anything to help me out. I know that a test cream would work just fine, but oh no... he won't be open-minded enough to give me any. I've resorted to other means to get my test.

      Then there are my allergies... the my allergist gave me a Rx for some eye drops to help with my allergies. The insurance company sent me a notice say they won't be covered at all... $80 for 5 ml!!!

      I also get tendentious in my right elbow every now and then. I always start treatment by using naproxen, but it's inevitable that I have to visit my doc and get something stronger. Celebrex & Betatrex seem to work the best for me, but oh no, the insurance won't cover that at all either. I have to pay full price for it.

      I'm really not sure what my insurance is good for...
      Got to get a doc that will get on the telephone and say that it is "medically necessary" Assuming the bloodwork confirms, you should be good to go.

    14. #14
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      Default Re: Insurance and HRT

      There are limited doc's on our insurance's network, so I don't have very many choices.

    15. #15
      firstenrgy's Avatar
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      Default Re: Insurance and HRT

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      The eyedrops should have an acceptable generic alternative. If not, call the doc, tell him it was denied and you need him or to call the ins co with the diagnosis code and say its medically necessary. He wrote the script he should have no objection.
      The tendonitis might be more difficult to get approved. Too many OTC alternatives. You never know, my zantach is now over the counter and it was originally denied and the docs office called up the ins co claiming I can't remember correct dosing with the OTC products so its medically necessary and it got approved.
      Many ways to skin a cat.

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