Originally Posted by
baby1
I worked in healthcare for 6 years and also with many insurance companies. Each state seems to have it's own exclusions for pre-existing conditions. I know for sure that any HMO's do not have pre-existing clauses. Meaning, if you or your wife were to get even a part-time job that offered health benefits, and one of the company plans that was offered was HMO, than you could enroll when eligble and the pregnancy would be covered at any time you enrolled. FUZO and I had this issue when I got pregnant with our first daughter and I was going to get a job at Starbucks ,part-time cause they offered great benefits. Instead we just paid COBRA for 18 months, which was outrageous! I know that money is a huge factor, but believe me, it will all work out. You have been blessed with this pregnancy and things will be okay in the end. Congrats!
Baby1