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Originally Posted by daved150

ok...i see your point. your right. if money is on the tight side, it's not a car i would suggest!...3 decent sized expenses huh?...well, it seems that i've already took care of the next 3-4 years already! should be smooth sailing from here on out! lol

Sounds like we have the same luck! You know how they say things always even out? Guess that means that we're going to have uber good luck for the next few years then right?!

With that said I'll take my Lamborghini Gallardo convertible in orange please! I'd also like a matching orange set of jetskis, quads, dirtbikes, crotchrockets, a chopper, a cigarette boat, and a cabin cruiser all parked at my 5000 sq ft courtyard house! Not much to ask for the bad luck I've had for the past 27 years!

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Originally Posted by trip

dave,

you're 100% will not disagree with your general analysis

i should of qualified better, i've been answering byrons questions for a long time, and we've pm'd a time or two on some hard choices

if i remember correctly six months ago, he was in a money panic, problem time, so i'm not against gratification, it's just working with young folks so many get way behind the 8 ball based on bad money decisions

i can almost guarantee you everyone on this board will have 3 decent sized expenses this year, that are not budgeted, that will pinch u, if you make good bucks no biggie, if moneys tight it's panic time

i had a bunch of teenagers rip off the lug nuts on my car two weeks ago, of course didn't know, pulled out and wheel fell off, ahhhhh-hhhhhhh, there's a few hundred bucks in repairs not accounted for in the budget

i always budget 1,500 bucks for emergency expenses a year, and one cannot game what it will be, yet, for 25 years now, it's happened every year

so, it was more of a, if your fully flush with money and the future is so bright, reward yourself, if not, re-evaluate

i know you're deal, emotions baby, lol, not putting it down, just know how it goes

trip - a.k.a Dave Ramsey,lol

good advice though, i couldn't agree more.