TweetMaybe try to get one from a dealership. At least you will get some kind of warranty on it. You don't want to borrow any cash?, cause if you put 5k down, there are some car companies offering 0 % financing, so you will only be paying on the principle, without interest. Thats what i would do. Go to a Toyota or Honda dealership and tell them what they offer as far as percentage in financing. Even if it is 3% it is a good deal and many are offering other incentives as well. Maybe a good demo on an Accord or Camary. Imo, it is better than buying off the street.