TweetI have never had an accident but I have had speeding tickets. They where all withdeld so insurance is not allowed to charge me extra so technically they dont exist. The cheapest quote i got so far was $138 a month. I really dont want to pay that. I am going to talk to my insurance company tomorrow i have been with them a long time they are great and see what they can do. If i cant get insurance for under $100 a month I am not going to grab a sport bike. Ill just grab a DRZ400SM. I have wanted that bike forever and there are a few for sale around here and the insurance i was quotes $34-$50 dollars a month.

TweetWell I applied for a smaller personal loan. I can get the same bikes on CL for about 2k cheaper. Plus with a personal loan its not a loan on a vehicle so im not required to have insurance. The cheaper price for the bike and the fact i dont need insurance will more then make up for the higher interest on the personal loan. Well see what happens. I messed my credit up about 2 years ago and started correcting it but i dont know if its good enough.